As I ponder this past year, it is easy for me to say that I am BLESSED! This is not bragging on me but on the LORD!
This coming January 29th I will have been married to my wonderful wife Claudette for 39 years. For those of you who are married, you know perfectly well what a challenge marriage can be and also how rewarding. I am blessed that my wife has stuck by me in thick and thin. She is a saint.
I am blessed to have two wonderful grown children, Jason and Michelle, and they are a reflection of the love and input that their mother has poured into them.
I am blessed to live in the United States of America. It is the best place to live and I am proud of what this country stands for and what we continue to do to make it a place of freedom!
I am blesssed to have friends and family, a thriving business, a hope filled future and a brand new year to start over in those areas that I need to excell in.
Count YOUR blessings and you too will feel empowered to enter the New Year with anticipation and thankfulness in your heart.
Jacques
CreatingWealthThatLasts
Wednesday, December 31, 2008
Friday, December 26, 2008
ARE YOU READY ?
The holidays are coming to an end and some people will have an emotional let down. We build up so much anticipation ahead of this time of year and sometimes circumstances are such that we do not experience what we had thought would happen.
But such is life. We all need a long term perspective and we all have the potential of an unlimited future. One of my new year’s resolutions is to watch less news! I feel the news networks are biased and determined to be as negative as they can.
Our lives are not controlled by the circumstances around us. Our attitudes and beliefs systems have a major impact of the world we see and the world we can create.
We live in the best of times and the worst of times. Sound familiar?
As we start thinking of the new year, let’s make a choice to be the best, believe the best, and do our best to make 2009 the BEST year we have had so that we can have a major positive impact on our families, friends, and society in general.
Jacques
CreatingWealthThatLasts
But such is life. We all need a long term perspective and we all have the potential of an unlimited future. One of my new year’s resolutions is to watch less news! I feel the news networks are biased and determined to be as negative as they can.
Our lives are not controlled by the circumstances around us. Our attitudes and beliefs systems have a major impact of the world we see and the world we can create.
We live in the best of times and the worst of times. Sound familiar?
As we start thinking of the new year, let’s make a choice to be the best, believe the best, and do our best to make 2009 the BEST year we have had so that we can have a major positive impact on our families, friends, and society in general.
Jacques
CreatingWealthThatLasts
Tuesday, December 23, 2008
WHAT IS CHRISTMAS REALLY ALL ABOUT !
Christmas is about CHRIST! No Christ-no Christmas. JESUS is the ultimate gift to mankind. He started Creating Wealth That Lasts so that all of humanity could fulfill the destiny that HE had in mind.
Unfortunately, the majority of people have lost the real meaning of Christmas. Happy Holidays? No, it’s Merry Christmas!
Most people are focused on receiving gifts and giving gifts. Most people will incur needless debt during this period and will spend all of next year paying on that debt. This is crazy.
You should never put gifts on credit cards that you cannot pay off at the end of the month. If you don’t have the cash: make something, volunteer your time, be creative. Not stupid.
Because today’s culture is programming us to spend, spend, spend ( and for what purpose) people are setting themselves up for a bad start to a new year.
Most of us in the United States have a standard of living far beyond what most people that have ever lived on this planet have ever had. What else do we need?
We need to focus on what is really important. Family, friends, health, and CHRIST!
Be thankful. Be blessed. Be a giver.
Jacques
CreatingWealthThatLasts
Unfortunately, the majority of people have lost the real meaning of Christmas. Happy Holidays? No, it’s Merry Christmas!
Most people are focused on receiving gifts and giving gifts. Most people will incur needless debt during this period and will spend all of next year paying on that debt. This is crazy.
You should never put gifts on credit cards that you cannot pay off at the end of the month. If you don’t have the cash: make something, volunteer your time, be creative. Not stupid.
Because today’s culture is programming us to spend, spend, spend ( and for what purpose) people are setting themselves up for a bad start to a new year.
Most of us in the United States have a standard of living far beyond what most people that have ever lived on this planet have ever had. What else do we need?
We need to focus on what is really important. Family, friends, health, and CHRIST!
Be thankful. Be blessed. Be a giver.
Jacques
CreatingWealthThatLasts
Sunday, December 21, 2008
WHAT THE FINANCIAL PUNDITS ARE SAYING !
I subscribe to various business magazines and it is always interesting to see the contradictory advice that you get. Are these people really professionals! They all sound so sure of themselves and profess to be experts at telling you how to invest your money.
I would be anxious to see how they personally have done this past year with their own money. Usually financial advisors make money by charging fees and they make their money that way. It does not matter if you are personally losing your shirt, they are still making money.
Here is what one expert was expounding in a recent Forbes magazine article: In order to be able to reach your retirement goals you need to consider the following:
1. Work longer. Don’t retire early.
2. Spend less.
3. Earn more
Pretty amazing stuff, huh! Do you want to pay someone to get this advice? This is common sense and you should be doing the above naturally.
Retirement is a trap! We were made to work and retirement is not in the cards.
You might change the work that you do, the amount of time that you work and even be volunteering your time. The idea that we should all retire, play golf, or go fishing is a LIE.
We all need to be productive all of our lives. It is crucial to our mental health and our obligation to give back what we have learned to future generations.
As far as finances go. Do not trust your hard earned money to so called experts, most of whom do not make money on their own advice.
Basic principles: Spend less than you make, save as much as you can, give as much as you can, and do not incur needless debt.
Jacques
CreatingWealthThatLasts
I would be anxious to see how they personally have done this past year with their own money. Usually financial advisors make money by charging fees and they make their money that way. It does not matter if you are personally losing your shirt, they are still making money.
Here is what one expert was expounding in a recent Forbes magazine article: In order to be able to reach your retirement goals you need to consider the following:
1. Work longer. Don’t retire early.
2. Spend less.
3. Earn more
Pretty amazing stuff, huh! Do you want to pay someone to get this advice? This is common sense and you should be doing the above naturally.
Retirement is a trap! We were made to work and retirement is not in the cards.
You might change the work that you do, the amount of time that you work and even be volunteering your time. The idea that we should all retire, play golf, or go fishing is a LIE.
We all need to be productive all of our lives. It is crucial to our mental health and our obligation to give back what we have learned to future generations.
As far as finances go. Do not trust your hard earned money to so called experts, most of whom do not make money on their own advice.
Basic principles: Spend less than you make, save as much as you can, give as much as you can, and do not incur needless debt.
Jacques
CreatingWealthThatLasts
Saturday, December 20, 2008
IS MONEY A PROBLEM FOR YOU?
The Consumer Credit Counseling Service gives these warning signs:
1. An increasing amount of your net pay is going to debt payments.
2. You pay only the minimum payments on your credit cards.
3. You’ve reached you limit on credit cards.
4. You pay bills with money that was intended for other things.
5. You use credit cards to pay for things that you used to pay for with cash.
6. You often pay bills late.
7. You delay or omit visits to the doctor or dentist because money is tight.
8. You get calls from collection agencies regarding unpaid bills.
9. You work overtime or a second job to raise cash to pay bills.
10. Losing a job would create instant financial trouble.
11. Money is a constant concern to you.
If any of this relates to you , you are probably in DEBT and need to focus on getting out of debt.
Don’t panic, in the coming days I will share with you strategies to help you get out of debt and to stay out of debt !
Jacques
Creating Wealth That Lasts.
1. An increasing amount of your net pay is going to debt payments.
2. You pay only the minimum payments on your credit cards.
3. You’ve reached you limit on credit cards.
4. You pay bills with money that was intended for other things.
5. You use credit cards to pay for things that you used to pay for with cash.
6. You often pay bills late.
7. You delay or omit visits to the doctor or dentist because money is tight.
8. You get calls from collection agencies regarding unpaid bills.
9. You work overtime or a second job to raise cash to pay bills.
10. Losing a job would create instant financial trouble.
11. Money is a constant concern to you.
If any of this relates to you , you are probably in DEBT and need to focus on getting out of debt.
Don’t panic, in the coming days I will share with you strategies to help you get out of debt and to stay out of debt !
Jacques
Creating Wealth That Lasts.
Thursday, December 18, 2008
ACTION EXERCISES FOR BUSINESS SUCCESS !
1. Get started in a business in the next 30 days !. Identify a service or product that excites you.
2. If you are already in business, focus on new ways of selling or marketing. Get on the Internet and check out what your competition is doing.
3. Upgrade your sales skills. 95 percent of all sales people can improve their performance by investing time in training, seminars, books, and CD’s.
4. Get around like minded people. Get involved in local business associations. Look for groups you can belong to on the Internet. Do you have a Facebook account? Are you on Twitter? The possibilities to network are endless.
5. Be prepared to fail your way to success. Learn from your mistakes. Don’t give up. Almost all major successes in life and business come at the end of a series of failures.
Giovanna Garica, a friend and mentor, says: “Imperfect Action is Better Than No Action.” We must all be in the AC TION mode. There is no other way.
In today’s economy, action is key. Get started !
Jacques
Creating Wealth That Lasts
2. If you are already in business, focus on new ways of selling or marketing. Get on the Internet and check out what your competition is doing.
3. Upgrade your sales skills. 95 percent of all sales people can improve their performance by investing time in training, seminars, books, and CD’s.
4. Get around like minded people. Get involved in local business associations. Look for groups you can belong to on the Internet. Do you have a Facebook account? Are you on Twitter? The possibilities to network are endless.
5. Be prepared to fail your way to success. Learn from your mistakes. Don’t give up. Almost all major successes in life and business come at the end of a series of failures.
Giovanna Garica, a friend and mentor, says: “Imperfect Action is Better Than No Action.” We must all be in the AC TION mode. There is no other way.
In today’s economy, action is key. Get started !
Jacques
Creating Wealth That Lasts
Wednesday, December 17, 2008
BASIC RULES FOR SELLING ANYTHING, ANYWHERE !
1. Your service or product must be timely for today’s market. It must be priced right and promoted. Nothing sells itself.
2. People do not buy products, they buy benefits. People are looking for solutions to their problems. You must clarify what problem you are solving for them.
3. The product or service must satisfy an existing want or need. Is your product or service really needed?
4. You must be believable. Credibility is everything. It takes time to build credibility and it can be lost in an instant.
5. Your customer must be able to afford and pay for your product or service. Don’t try selling ice to an Eskimo. You must promote to the right prospects.
Creating Wealth That Lasts in business incorporates the essence of all business: effecting selling and marketing. You must have a long term picture and as you build your business/life and promote your brand you must always analyze the steps above to make sure you are still on the right track.
Never take anything for granted.
Jacques
Creating Wealth That Lasts
2. People do not buy products, they buy benefits. People are looking for solutions to their problems. You must clarify what problem you are solving for them.
3. The product or service must satisfy an existing want or need. Is your product or service really needed?
4. You must be believable. Credibility is everything. It takes time to build credibility and it can be lost in an instant.
5. Your customer must be able to afford and pay for your product or service. Don’t try selling ice to an Eskimo. You must promote to the right prospects.
Creating Wealth That Lasts in business incorporates the essence of all business: effecting selling and marketing. You must have a long term picture and as you build your business/life and promote your brand you must always analyze the steps above to make sure you are still on the right track.
Never take anything for granted.
Jacques
Creating Wealth That Lasts
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