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Pay cash for all your purchases. Think it can’t be done? I used to. I thought I would never be able to survive without credit cards. We all can!
Believe me if you save the money before you make a purchase and you have the cash in your hand, you will think long and hard before parting with it. Buying with a credit card is too easy. It does not seem like you are spending money. Reality sinks in when the credit card bill comes in.
If you’re in debt and you keep charging away you are digging a hole that will soon be overwhelming. Stop! Stop! Stop!
Dealing with debt doesn’t mean putting the rest of your life on hold. It means taking charge of your life! The real villain is the interest that you are paying.
Decide to stop using credit cards for things you can’t afford to pay in full at the end of the month. Never miss a credit card payment either. That’s called financial suicide.
See yourself debt free. Start with the simple things. Don’t get discouraged and don’t stop!
Jacques
CreatingWealthThatLasts
2 comments:
You are so right. Credit cards can and are the downfall of far to many people today. That includes our own Government. They have the biggest charge card of them all.How can we keep going like this. We can not! Thank you for the good advice. Hope everyone heads the warnings.
Dan and Deanna "Marketing Unscrambled"
Hi Jacques .. as you say we need to control our expenses ..and credit cards are the worst ..
Thanks - Hilary Melton-Butcher
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